# Payment Decline Code Glossary

Comprehensive database of payment decline codes across major processors and card networks. Search by code, name, or description to understand failures and optimize recovery.

## Sources

- **Stripe**  
  Modern payment infrastructure for the internet. Stripe builds the most powerful and flexible tools for internet commerce.  
  - Soft Declines: 12  
  - Hard Declines: 26  
  - [View all codes](/content/tools/decline-codes/stripe/index.html)

- **Vantiv**  
  Worldpay from FIS (formerly Vantiv) is a leading payment processor handling billions of transactions annually.  
  - Soft Declines: 21  
  - Hard Declines: 13  
  - [View all codes](/content/tools/decline-codes/vantiv/index.html)

- **Adyen**  
  Adyen is a global payments platform providing end-to-end infrastructure connecting directly to card networks.  
  - Soft Declines: 12  
  - Hard Declines: 15  
  - [View all codes](/content/tools/decline-codes/adyen/index.html)

- **Braintree**  
  Braintree, a PayPal service, provides payment solutions for online and mobile commerce.  
  - Soft Declines: 17  
  - Hard Declines: 59  
  - [View all codes](/content/tools/decline-codes/braintree/index.html)

- **Checkout**  
  Checkout.com is a global payment processor providing a unified API for cards, digital wallets, and local payment methods.  
  - Soft Declines: 11  
  - Hard Declines: 21  
  - [View all codes](/content/tools/decline-codes/checkout/index.html)

- **Authorize**  
  Authorize.net is a leading payment gateway offering secure, reliable payment processing for businesses of all sizes.  
  - Soft Declines: 5  
  - Hard Declines: 14  
  - [View all codes](/content/tools/decline-codes/authorize/index.html)

- **Mastercard**  
  Card-network-level advice codes that provide standardized retry guidance on declined Mastercard transactions.  
  - Soft Declines: 10  
  - Hard Declines: 4  
  - [View all codes](/content/tools/decline-codes/mastercard/index.html)

- **Amex**  
  Card-network-level decline codes returned by American Express for transactions processed on the Amex network.  
  - Soft Declines: 5  
  - Hard Declines: 8  
  - [View all codes](/content/tools/decline-codes/amex/index.html)

- **Visa**  
  Card-network-level response codes returned by Visa for transactions processed on the Visa network. Visa categorizes codes into four categories that indicate whether and when reattempts are permitted.  
  - Soft Declines: 24  
  - Hard Declines: 13  
  - [View all codes](/content/tools/decline-codes/visa/index.html)

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- [Get a Demo](/content/contact/index.html)  
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### Smart Retry Strategies  
Learn how to optimize retry timing based on decline type, card type, and customer behavior patterns.  
- [BIN Lookup Tool](/content/tools/bin-lookup/index.html)  
- [Payment Recovery Guide](/content/resources/index.html)  
Comprehensive guide to reducing involuntary churn through intelligent payment recovery.