Payment Decline Code Glossary

Comprehensive database of payment decline codes across major processors and card networks. Search by code, name, or description to understand failures and optimize recovery.

Sources

  • Stripe
    Modern payment infrastructure for the internet. Stripe builds the most powerful and flexible tools for internet commerce.

  • Vantiv
    Worldpay from FIS (formerly Vantiv) is a leading payment processor handling billions of transactions annually.

  • Adyen
    Adyen is a global payments platform providing end-to-end infrastructure connecting directly to card networks.

  • Braintree
    Braintree, a PayPal service, provides payment solutions for online and mobile commerce.

  • Checkout
    Checkout.com is a global payment processor providing a unified API for cards, digital wallets, and local payment methods.

  • Authorize
    Authorize.net is a leading payment gateway offering secure, reliable payment processing for businesses of all sizes.

  • Mastercard
    Card-network-level advice codes that provide standardized retry guidance on declined Mastercard transactions.

  • Amex
    Card-network-level decline codes returned by American Express for transactions processed on the Amex network.

  • Visa
    Card-network-level response codes returned by Visa for transactions processed on the Visa network. Visa categorizes codes into four categories that indicate whether and when reattempts are permitted.

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